Mortgage Broker in Paignton
Stress free from beginning to collecting your key and your first cup of tea
Mortgages
As a trusted mortgage broker in Paignton, we have helped hundreds of people find their ideal mortgage and successfully move home across Torbay. Our process is simple, straightforward, and designed to make your mortgage journey stress-free.
Insurance
Buying a home is a long-term commitment, and none of us can predict what the future holds. Protect your home, lifestyle, and finances with the right insurance solutions. Speak to an expert mortgage broker in Paignton today to find out how to secure your future.
First Time Buyers
We offer unbiased mortgage advice across the whole market, helping first-time buyers access mortgage options that suit a wide range of circumstances. This includes Government-backed initiatives and Shared Ownership homes. As an experienced mortgage broker in Paignton, we guide you through the entire process to help you secure your first home with confidence.
Re-Mortgage
Re-mortgaging is when you take out a new mortgage on a property you already own. Whether you’re looking for a better deal, releasing equity, or consolidating debt, we make the re-mortgaging process simple and hassle-free. As a dedicated mortgage broker in Paignton, we ensure you get the right option for you.
Buy to Let Mortgages
A Buy to Let mortgage is a type of mortgage you’ll need if you are buying a property to let out to a tenant or tenants. It can also sometimes be used to refinance a property the owner had originally lived in but has had to move out of and let out for various reasons.
There are a lot of differences between Buy to Let mortgages and ordinary residential mortgages, and it’s very important to know them before you commit to becoming a landlord.
For example, there are requirements for rental properties to have minimum EPC ratings that can be stricter than if you’re buying for your own use. There can also be tax implications such as higher stamp duty rates, income tax payable on rental income, and possible capital gains liabilities in the future.
It’s advisable to seek advice from a tax expert to see how this could affect you before buying.
We can help you to find the right Buy To Let mortgage for your particular circumstances, with access to hundreds of Buy to Let mortgages from many specialist Buy to Let lenders.
