Invest in Property with Buy-to-Let Mortgages in Devon
Whether you’re an experienced landlord or stepping into property investment for the first time, securing the right buy-to-let mortgage in Devon is key to making your investment a success.
At Mermaid Mortgages, we specialise in helping landlords find the right mortgage deals, ensuring a smooth and stress-free process from start to finish.
As a trusted mortgage broker, we provide expert advice on buy-to-let mortgages in Devon, guiding you through the options available and helping you secure a mortgage tailored to your investment goals.
Expert Buy-to-Let Advice in Devon
Buy-to-let mortgages work differently from standard residential mortgages, and it’s important to understand the key differences before making a commitment.
Whether you’re buying a property to rent out or refinancing an existing investment, we can help you navigate the requirements, including:
- Affordability Criteria – Lenders assess your rental income to ensure it meets their required rental coverage ratio.
- Deposit Requirements – Buy-to-let mortgages typically require a larger deposit, usually around 25% or more.
- Interest-Only Options – Many landlords choose interest-only mortgages to maximise cash flow.
- Tax & Legal Considerations – We’ll guide you on key factors such as stamp duty, tax implications, and property regulations.
With access to a wide range of lenders, we help you find competitive buy-to-let mortgage rates in Devon, whether you’re purchasing a single rental property or expanding your portfolio.
Buy-to-Let Mortgages for Limited Company
More landlords are now considering buy-to-let mortgages for a limited company as an alternative to personal property ownership.
Investing in rental property through a limited company structure can offer tax efficiencies and long-term financial benefits.
Why Choose a Limited Company Buy-to-Let?
- Tax Efficiency – Mortgage interest relief is no longer available for individual landlords, but limited companies can offset mortgage interest as a business expense.
- Higher Portfolio Growth Potential – A limited company structure allows landlords to reinvest profits more efficiently.
- Inheritance Planning Benefits – Limited companies provide more flexibility when passing assets to family members.
However, buy-to-let mortgages for a limited company come with different lending criteria, tax considerations, and setup costs. As experts in this area, we can guide you through the process and help you find the best mortgage for your limited company investment.
How do we work
Arrange a FREE Consultation
Speak with Lisa, your buy-to-let mortgage expert in Devon, to discuss your investment plans and financial goals.
Market Research & Comparison
We search the market for the ideal buy-to-let mortgage in Devon, ensuring you get the right deal for your investment.
Apply & Secure Your Mortgage
We handle the entire application process, guiding you through each step to make securing your buy-to-let mortgage hassle-free.
Start Your Buy-to-Let Journey in Devon Today
If you’re considering property investment, get in touch today for expert advice on buy-to-let mortgages in Devon. Whether you’re buying your first rental property or growing your portfolio, we’ll help you find a mortgage that works for you.
Initial consultations are free of charge. A typical fee of £295 may be charged to arrange your mortgage, depending on your circumstances. £95 is payable on application (non-refundable), with the remaining £200 due upon mortgage completion.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Helping Landlords Secure the Best Buy-to-Let Mortgages in Devon
Straightforward, Honest, and Expert Mortgage Advice
Opening Times
Mon - Fri: 9am - 6pm
Sat: 10am - 4pm
Contact Info
Looking for expert advice on buy-to-let mortgages in Devon? Contact us today to get started.
See what others say
We pride ourselves on our caring, honest, impartial and friendly service.
Read what our customers say about us
